Don't forget your initial consultation is free and completely non obligatory. If you'd like make an appointment to speak to our advisor. Please contact us.
OK so your mortgage deal is almost over and it’s time to re-mortgage. With interest rates being at an all-time low, this is a great opportunity to see what the market has to offer you. If the value of your property has risen since you last went through the mortgage process you will now have more equity in your home, this is likely to increase the product range available to you – meaning you could get a much better deal!
With an ultra-competitive mortgage market, it is unlikely that your existing mortgage provider will be offering the best available deals. It would therefore be adventageous to search the whole of the market for the best deal.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Much as we don’t want to scare you, be aware that when your existing mortgage product term ends, you will be switched to your lender’s standard variable rate. Typically, these will be charged at a much higher interest rate so you’ll have a bit of shock when you see your monthly payment.
Choice -Ask About Mortgages search the whole of the market for the best deal for you, working with 60 of the UK’s top lenders including banks, building societies and specialists.
Flexibility – if you want to explore some options; like varying the amount that you borrow to release some equity, or the number of years you are borrowing over, there will potentially be 100’s of different options available to you. Ask About Mortgages can work through these options with you, helping you to achieve exactly what you want with the best deal.
Please make an appointment and we’ll go through everything with you – once we know what your requirements are, whether that be freeing up some funds, increasing or reducing monthly payments or lengthening/shortening the term we can search the whole of the market to get you the best deal.
Matthew was extremely helpful and a great lateral thinker/problem solver. I am delighted with the service he provided and wouldn't hesitate to recommend him to anyone I know who needs a mortgage.
If you'd like to explore some mortgage options, have any questions about your suitability for a mortgage or would like to know how much you could borrow please make an appointment and we'll be happy chat through things with you. All initial mortgage consultations are free and there's absolutely no obligation to proceed. You can meet us here in Romsey or we can arrange to visit you at your home if that's more convenient.