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Mortgage in Principle

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With so many home-hunters looking to move right now, property viewings are competitive. Many estate agents are now prioritising physical viewings for buyers who are ready to move forward with a purchase straight away.

We have found that some estate agents are asking that a buyer has already had an offer accepted on their home if they want to physically view a property that is on the market or that a buyer at least has their property already on the market.

For first-time buyers, many agents are asking that they first have a Mortgage in Principle before they can view. There is a very real possibility that you could miss out on the home you really want to move to if you haven’t already put your own up for sale, or if you’re a first-time buyer and you haven’t first researched what you can definitely afford.

To put yourself in the best possible position before you request a viewing, it is recommended to get a Mortgage in Principle ready, and to be clear on what the final asking price you can offer is, especially if it is a popular market where the property is likely to go to best and final offers.