Ask About Mortgages offer a fee free service to all clients including those in Blue Light industries. We are highly experienced in working with people with non standard and complex pay structures. Complex pay often includes enhancements and overtime. If you work for the emergency services, for the NHS in social care or the public sector we'd be delighted to assist you with mortgage advice, mortg... Read more
We are delighted to announce our sponsorship of Winchester RFC.
As we develop our Winchester office it is important for us to begin a relationship with the local community and as rugby is close to our hearts, the opportunity to support Winchester Rugby Club is something that we are really excited about.
We have long standing relationships with some key characters in the club and love t... Read more
This is the most common question that we are asked - of course when you're thinking of buying your first home or moving house you need to know how much you can borrow. Turning to an online calculator won't give you all the answers so we'd suggest you book a short online or face to face meeting with one of our brokers.
An online calculator often won't take into account overtime or enhanced pay... Read more
So we know that UK house prices are falling but it's important to remember that you are buying and selling in the same market.
Let's do the sums on this one. If house prices fall by 5%, that means your current property sells for 5% less than it would have done. Now before we get too upset about that, let's remember what that means - that more expensive property you are buying will also cost 5%... Read more
Construction Industry Contractors are in the fortunate position to not have to rely on their last 1 or 2 years accounts but can often use the income detailed on their last 3 months payslips.
There is not a specific CIS Contractor mortgage but some lenders will consider these payslips as evidence of income without the need for the contractor to have to show tax year calculations and tax yea... Read more