Contact Us

Contact Us

All appointments are currently being conducted over the phone or online, they are fee free and completely non obligatory. Please contact us using the form below or call 01794 328365.

Remortgage

Remortgage, hassle and fee free with an adviser.

If you’re fixed rate is coming to an end within the next 6 months, then now is a great time to start comparing the mortgage market for a new mortgage product. You can usually switch within 3 – 6 months of your current mortgage coming to an end so it’s worth acting sooner rather than later.

Avoid paying too much for your mortgage every month.

It’s unlikely that your current lender will offer you as an existing customer their best rate, so to avoid paying too much every month for your mortgage borrowing it’s worth shopping around.

The interest rate for your mortgage borrowing determines how much you repay your lender every month so it is really important that you are able to compare the rates offered by all lenders across the market.

We will compare rates for you – fee free.

We are a team of whole of market mortgage advisers working with 90 different banks, building societies and specialist lenders with access to thousands of deals across the market.  We will compare products and rates on your behalf to find you a great new deal.

Don’t slip onto Standard Variable Rate 

Please be aware that when your existing mortgage product term ends, you will automatically be switched to your lender’s standard variable rate. This rate will be higher than your current rate so your monthly payments will increase, often quite significantly. We advise a remortgage review meeting up to 6 months ahead of your remortgage date.

You could get an even better deal.

If the value of your property has risen since you last went through the mortgage process you will now have more equity in your home reducing the loan to value. A lower loan to value will be favourable to you and is likely to reduce the interest rate for a new mortgage – meaning you could get a much better deal. We will work with you and the lender to ensure your mortgage is based on the correct loan to value for your property.

Talking through concerns in light of Covid 19 

We won’t avoid the elephant in the room,  no doubt you’ll have additional queries and concerns in light of the current situation and we are happy to talk these through with you.

Fixed Rate Coming to an End?

Whilst there is a great deal of uncertainty at the moment one thing  remains, once your fixed rate product ends you will slip onto the standard variable rate. Standard variable rates are currently around 2% higher than fixed rate mortgages, so your monthly payments will increase if you slip onto standard variable rate. Whilst in times like this you may be tempted to do nothing, it really is important that you keep your finances on track. Ensure you have a remortgage review meeting and look at all of the options

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Why use Ask About Mortgages to deal with your remortgage?

Choice -Ask About Mortgages search the whole of the market comparing mortgage deals for you. We work with 90 of the UK’s top lenders including banks, building societies and specialists.

Flexibility – if you want to explore some options; like varying the amount that you borrow to release some equity, or the number of years you are borrowing over, there will potentially be 100’s of different options available to you. Ask About Mortgages can work through these options with you, helping you to achieve exactly what you want.

Fee Free Service – We offer a fee free service to our clients.

Telephone and Online Appointments – we are currently conducting all of our appointments over the telephone and online.

What do I do next?

Please make an appointment and we’ll go through everything with you – once we know what your requirements are, whether that be freeing up some funds, increasing or reducing monthly payments or lengthening/shortening the term we can search the whole of the market to get you a great deal.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What Our Customers Say

Matthew was extremely helpful and a great lateral thinker/problem solver. I am delighted with the service he provided and wouldn't hesitate to recommend him to anyone I know who needs a mortgage.

Telephone and Online Meetings.

If you'd like Mortgage Advice to explore some mortgage options, have any questions about your suitability for a mortgage or would like to know how much you could borrow please make an appointment and we'll be happy chat through things with you. All initial mortgage consultations are free and there's absolutely no obligation to proceed. We are currently doing all of our appointments over the telephone or online meetings via Zoom.

Ask About Mortgages
Fryern House
125 Winchester Rd
Chandlers Ford
Eastleigh
SO53 2DR

 

Ask About Mortgages
Alexandra House
Winchester Hill Business Park
Romsey
Southampton
SO51 7ND

Ask About Mortgages