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Answering questions about mortgages and property

housing ladder

Struggling to get on the housing ladder?

The Bank of England’s speculated rise in interest rates is likely to hit those seeking mortgages with the highest loan to value the hardest. Typically these are first time buyers with the minimum 5 percent deposit. Across the board mortgage rates for this group struggling to get on the housing ladder are the highest and often an enticingly low interest rate is front loaded with lender set-up... Read more

NHS Staff Benefits Mortgage Broker

  We are delighted to be the official NHS staff benefits mortgage broker for Hampshire. Arranging mortgages for NHS staff with no broker fees. Already working with many medical professionals from Southampton General Hospital. NHS Staff can expect to pay absolutely nothing to have their mortgage, life assurance or critical illness policy arranged by Ask About Mortgages. There’s ... Read more

Mortgage Calculation

Just how cost effective is that enticingly low mortgage rate?

It's true - mortgage rates have never been so low and there are some great deals to be had - however don't be enticed into signing up for the lowest rate without taking everything into consideration. When assessing the true cost effectiveness of a mortgage product, it is a common mistake to only take into account the effect that a lower APR % has on the monthly mortgage cost. Remember each ... Read more

save money

New Year, New You, New Mortgage Rate

New Year, New You, New Mortgage Rate If up to now you've been content to stick with your existing mortgage provider year after year - this is the year to compare the market and potentially save yourself £1000's. There are some amazing rates out there right now - so if your mortgage is due for renewal this year - let's see if we can get you on a lower rate so you have more cash left in your... Read more

First Time Buyer

As the Governments Help To Buy scheme comes to an end – there is another way for First Time Buyers

With the Government's Help To Buy scheme coming to an end on Saturday, first time buyers shouldn't be disheartened. "Far from it", says Mortgage Advisor, Matthew Southey at Ask About Mortgages. "We have many lenders on our panel, offering 95% loan to value mortgage products. Put simply this means that a first-time buyer only needs to find 5% of the value of the property that they want to buy and t... Read more