Mortgage customers who have previously been unable to switch mortgages despite being up-to-date with their payments (commonly known as mortgage prisoners), may now be able to find a cheaper deal after the The Financial Conduct Authority (FCA) today confirmed that it has removed barriers that stop some mortgage customers accessing these deals.
The new rules allow lenders to use a different and m... Read more
The number of first time buyers getting their foot on the property ladder and buying their own home reached a 12 year high in August according to a report by UK Finance published today.
There were 35,010 new first-time buyer mortgages completed in August 2019, 0.7 per cent more than in the same month in 2018. This is the highest monthly total since August 2007 when there were 35,070 new f... Read more
Contractor Mortgages are something that we have extensive experience in so whether you are on a contract in the IT industry, building trade, engineering, healthcare, marketing or finance we will be able to assist you.
You may be need advice on fixed term contractor mortgages, zero hours contractor mortgages or a freelancer mortgages. Different lenders will have different criteria for each... Read more
We believe our role is not to just arrange you a great mortgage deal we believe it's about helping you secure your next home.
With a strong background in estate agency our team understand the complexities of the home buying process. They have a huge amount of experience in property valuations and the offer making process and they know how important each professional is in their role in helping ... Read more
Buyers once constrained by a shorter mortgage term as they approached their mid to late 40’s are now able to take on a mortgage. This is based on earned income, with a term that will take them into their mid 70’s. Late starters, career changers and divorcees in their mid to late 40’s were once restricted by maximum mortgage terms of between 15 and 20 years. Now for those wanting a long term ... Read more