New Year, New You, New Mortgage Rate
If up to now you've been content to stick with your existing mortgage provider year after year - this is the year to compare the market and potentially save yourself £1000's. There are some amazing rates out there right now - so if your mortgage is due for renewal this year - let's see if we can get you on a lower rate so you have more cash left in your... Read more
With the Government's Help To Buy scheme coming to an end on Saturday, first time buyers shouldn't be disheartened. "Far from it", says Mortgage Advisor, Matthew Southey at Ask About Mortgages. "We have many lenders on our panel, offering 95% loan to value mortgage products. Put simply this means that a first-time buyer only needs to find 5% of the value of the property that they want to buy and t... Read more
With Christmas just around the corner it's easy to get distracted from your financial affairs but don't let the festive season get in the way of you securing a good mortgage deal for 2017. If your mortgage is due for renewal in January or February of next year you'd be well advised to start getting your new deal sorted asap. Delaying now could mean you run out of time and slip onto your lenders st... Read more
It's true - mortgage rates have never been so low and there are some great deals to be had - however don't be enticed into signing up for the lowest rate without taking everything into consideration. When assessing the true cost effectiveness of a mortgage product, it is a common mistake to only take into account the effect that a lower APR % has on the monthly mortgage cost.
Remember each ... Read more
If your mortgage is due for renewal we recommend that you shop around for the best deal. Interest rates are at an all time low so this is a great opportunity to see what the market has to offer you. The chances are that the value of your home has increased since your last mortgage renewal which is great news in mortgage terms because your LTV (loan to value) will have decreased. Generally the... Read more