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Editors Choice

How To Avoid The Home Mover Mortgage Trap

What’s the benefit of a ‘fixed rate’ mortgage product?

Getting a 30 Year Mortgage Aged 40 Plus

Contractor Mortgages

First Time Buyers Hit a 12 Year High

Answering common questions about mortgages and property

Core reasons for remortgaging…

Remortgaging can help your financial health in many ways. In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender. The core reasons to consider remortgaging are: To not lose money unnecessarily When you took out your current loan, there will have been features that made it competitive and attractive ... Read more

Whole of Market Mortgage Advice

Why is it so important to ensure that your mortgage broker is 'whole of market'? As whole of market brokers we are able to use a panel of over 90 lenders - that's high street banks and building societies, plus specialist lenders. We are able to go to the 'whole of the market' to compare 1000's of products on your behalf. A non 'whole of market' broker has a limited panel with as few as 19 lende... Read more

Getting In Shape For Your Mortgage Application

As mortgage advisors it's our job to check you are in good shape to proceed with a mortgage application. This includes ensuring  your credit score will satisfy the lender. We advise all of our clients to share their credit report with us during their initial meeting and discuss with us their credit history. We can then immediately see if there are likely to be any issues with your mortgage applic... Read more

Interest Only Mortgage – How Advice Can Help

INTEREST-ONLY MORTGAGE – HOW ADVICE CAN HELP Interest only mortgage holders only pay the interest on the loan each month and don't repay any of the capital. This type of mortgage has often hit the news headlines, as some mortgage borrowers took on this type of cheaper mortgage before the stricter rules on mortgage eligibility came into force, and didn't always have the right plans in pla... Read more

standard variable rate

Moving House and Slipping onto Standard Variable Rate can be financially painful – don’t get caught out.

Moving house and slipping onto standard variable rate during the transition means people  unnecessarily end-up paying too much for their mortgage borrowing. It’s a common scenario where during the house moving process someone’s existing fixed rate mortgage product expires but their current property isn’t sold and the new one isn’t purchased. People end-up paying hundreds of pounds ... Read more