The number of first time buyers getting their foot on the property ladder and buying their own home reached a 12 year high in August according to a report by UK Finance published today.
There were 35,010 new first-time buyer mortgages completed in August 2019, 0.7 per cent more than in the same month in 2018. This is the highest monthly total since August 2007 when there were 35,070 new f... Read more
Contractor Mortgages are something that we have extensive experience in so whether you are on a contract in the IT industry, building trade, engineering, healthcare, marketing or finance we will be able to assist you.
You may be need advice on fixed term contractor mortgages, zero hours contractor mortgages or a freelancer mortgages. Different lenders will have different criteria for each... Read more
Moving house is an exciting time and more often than not, home movers choose to coincide the time of their move with the time when their mortgage product is due for renewal to avoid paying early repayment charges. All sounds fine so far, we're measuring up, ordering curtains and dreaming about life in our fab new home.
The problem comes when the home moving process takes longer than planned. At t... Read more
Remortgaging can help your financial health in many ways. In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender.
The core reasons to consider remortgaging are:
To not lose money unnecessarily
When you took out your current loan, there will have been features that made it competitive and attractive ... Read more
Why is it so important to ensure that your mortgage broker is 'whole of market'?
As whole of market brokers we are able to use a panel of over 90 lenders - that's high street banks and building societies, plus specialist lenders. We are able to go to the 'whole of the market' to compare 1000's of products on your behalf. A non 'whole of market' broker has a limited panel with as few as 19 lende... Read more